Our People
Our People. Our Strength. Our Future
Our strength lies in the people behind our vision, bringing together diverse expertise and innovative thinking. Together, we collaborate to deliver meaningful solutions and drive lasting business success.
CEO & Co-Founder
Khalid Mohammad
As the driving force behind Credit Market Solutions (CMS), Khalid has built the company on a foundation of innovation, strategic thinking, and adaptive leadership, positioning it to deliver impactful solutions across technology and financial management.
With over two decades of experience, Khalid brings a wealth of industry knowledge, integrity, and strategic vision. His expertise in emerging markets and high-growth businesses, combined with strong decision-making skills and a global perspective, enables CMS to help organizations navigate challenges, optimize operations, and achieve sustainable growth.
With over two decades of experience, Khalid brings a wealth of industry knowledge, integrity, and strategic vision. His expertise in emerging markets and high-growth businesses, combined with strong decision-making skills and a global perspective, enables CMS to help organizations navigate challenges, optimize operations, and achieve sustainable growth.
Expertise
Business Process Outsourcing (BPO), Financial Services, Information Technology (IT), Digital Marketing Solutions
Experience
20+ Years
Education
B.A In Economics - Rutgers University, New Brunswick
OUR Team
The People Behind Our Progress.

Muhammad Abid
Lead Graphics Designer

Aisha Akber
Software Engineer – Team Lead

Wajeeha Iftikhar
Financial Analyst – Team Lead

Muhammad Zohaib
Excel VBA Expert

Usama Khan
Sr. Software Engineer

Samad Siddiqui
Financial Data Engineer

Moiz Moosani
Software Engineer

Urooba Khanzada
Financial Data Analyst

Nofil Mohammad
Financial Data Analyst
OUR Partners
Trusted Partnerships. Shared Success.

Umer Farouq
Chartered Financial Analyst

Sadaf Khan
Product Director

Sonia Piracha
Chartered Accountant
What Clients Say
Repeat clients, not one-off jobs.
Most of our best clients came back for a second project before the first one was even a year old.
RF
Director of Marketing, Astrix Builders
“We’ve launched two sites with them now. The second one was faster than the first because they understood our business from day one. That’s rare. Most agencies treat every project like a blank slate — these people remember.”
LD
Founder, Horses Mart Kids
RS
CEO, SecureMe