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Credit Market Solutions

Our People

Our People. Our Strength. Our Future

Our strength lies in the people behind our vision, bringing together diverse expertise and innovative thinking. Together, we collaborate to deliver meaningful solutions and drive lasting business success.

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CEO & Co-Founder

Khalid Mohammad

As the driving force behind Credit Market Solutions (CMS), Khalid has built the company on a foundation of innovation, strategic thinking, and adaptive leadership, positioning it to deliver impactful solutions across technology and financial management.

With over two decades of experience, Khalid brings a wealth of industry knowledge, integrity, and strategic vision. His expertise in emerging markets and high-growth businesses, combined with strong decision-making skills and a global perspective, enables CMS to help organizations navigate challenges, optimize operations, and achieve sustainable growth.

With over two decades of experience, Khalid brings a wealth of industry knowledge, integrity, and strategic vision. His expertise in emerging markets and high-growth businesses, combined with strong decision-making skills and a global perspective, enables CMS to help organizations navigate challenges, optimize operations, and achieve sustainable growth.

Expertise

Business Process Outsourcing (BPO), Financial Services, Information Technology (IT), Digital Marketing Solutions

Experience

20+ Years

Education

B.A In Economics - Rutgers University, New Brunswick

OUR Team

The People Behind Our Progress.

Muhammad Abid

Lead Graphics Designer

Aisha Akber

Software Engineer – Team Lead

Wajeeha Iftikhar

Financial Analyst – Team Lead

Muhammad Zohaib

Excel VBA Expert

Usama Khan

Sr. Software Engineer

Samad Siddiqui

Financial Data Engineer

Moiz Moosani

Software Engineer

Urooba Khanzada

Financial Data Analyst

Nofil Mohammad

Financial Data Analyst

OUR Partners

Trusted Partnerships. Shared Success.

Umer Farouq

Chartered Financial Analyst

Sadaf Khan

Product Director

Sonia Piracha

Chartered Accountant

What Clients Say

Repeat clients, not one-off jobs.

Most of our best clients came back for a second project before the first one was even a year old.

“Working with CMS Tech felt different from any agency I’d used before. They asked harder questions upfront, pushed back when our brief was vague, and delivered something that actually worked for our clients — not just something that looked good in a mockup.”
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Reba Floto

Director of Marketing, Astrix Builders

“We’ve launched two sites with them now. The second one was faster than the first because they understood our business from day one. That’s rare. Most agencies treat every project like a blank slate — these people remember.”

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Lisanne Dickenson

Founder, Horses Mart Kids

“They quoted us a timeline and hit it. Budget came in where they said. The logo’s been running for three years and still looks fresh. For a startup in a crowded space, that kind of execution is everything.”
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Roy Sencio

CEO, SecureMe